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Rate Watch
Deposit Rates
Certificates of Deposit (APY)
2.25 %12 Months*
2.00 %6 Months*
IRA Share Account (APY)
2.25 %$100.00 & Up

*APY=Annual Percentage Yield. Minimum deposit of $1,000. Contact Credit Union for details.

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Checking

Want real value in a checking account without excessive fees? A Checking Account with JCECU has all the features you need including:
  • FREE, no monthly service charges

  • FREE VISA® Debit Card

  • FREE box of basic style checks when you open your account

  • Unlimited withdrawals at ATMs all over the country

  • No minimum balance requirements

  • No per check fees

  • Direct deposit and payroll deduction

  • Line of credit overdraft protection based on credit qualifications

  • Optional fee-based automatic overdraft transfers from your savings account or line of credit loan
Running low on checks? When it’s time to replenish your supply of checks, you can place your order 24 hours-a-day, 7 days-a-week with our secure check reorder form.

OOPS! (Occasional Overdraft Privilege Service)
If you have ever made a mistake in your checking account, or written a check for more money than the available balance in the account, you are aware of the expenses and problems associated with inadvertent overdrafts. We want to help you avoid these situations.

Rather than automatically returning, unpaid, any non-sufficient fund items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts, as long as you maintain your account in good standing.
Click here to read our OOPS! Policy or speak with a credit union representative for more details.

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